family holding hands walking

Personal Checking

Our checking options offer convenience at every turn

At First Bank Elk River, we believe that banking should be easy. All our checking accounts come with tools that make money management a breeze. You'll love the time-saving Online and Mobile Banking tools, a free debit card for fast payments and purchases, and access to a nationwide network of ATMs.
FreeStyle Checking
It won't cost you a dime to enjoy high-value money management tools.
  • Minimum opening deposit of $50
  • After account opening, no minimum balance requirement
  • No monthly fee
Freestyle Details
LifeStyle Checking
Open a special account that rewards you for maintaining multiple accounts with us. Your checking and savings accounts, loans, CDs and other investments work together to provide you with valuable benefits.
LifeStyle Details
First Friends
With age comes wisdom - and perks! This special account for our friends 55 and over is packed with value.
  • Earn interest on checking deposits
  • 0.25% bonus rates on CDs
  • Free cashier's checks
First Friends Details
HSA Checking
The best way to deal with the high cost of medical care? Set aside money ahead of time in a tax-advantaged Health Savings Account (HSA). Confirm your eligibility by checking with your insurance provider or tax advisor for more information.
HSA Details

person using debit card
The Power of Purchase, in your pocket

Debit Cards

Access funds anytime, anywhere through a vast network of ATMs worldwide, making it convenient for travelers and those on the go!