Privacy

What Does First Bank Elk River Do With Your Personal Information?

Rev. Date 11/2019

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account balances and Account transactions
  • Payment history and Credit history Social security number
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bank Elk River chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First Bank Elk River share? Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes–
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes–
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes–
information about your creditworthiness		 No We don't share
For our nonaffiliates to market to you No We don't share
Questions?
Call 763-241-3637 or go to www.elkriver.bank
Who we are
Who is providing this notice? First Bank Elk River
What we do
How does First Bank Elk River protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 
We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.
How does First Bank Elk River collect my personal information? We collect your personal information, for example when you
  • Open an account or Apply for a loan
  • Discuss investments or Discuss mortgage information
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include: Financial companies such as: First National Financial Services and First National Investor Services.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First Bank Elk River does not share with nonaffiliates so they can market to you.
What we don't do
no-share clause for SMS opt-in data No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

Upon messaging opt-in, the end user agrees to receive messages from First Bank Elk River regarding account assistance. End users can opt-out by replying STOP or request more information by replying HELP. Message frequency varies. Message and data rates may apply. If you need assistance or have questions about our SMS service, reply with "HELP" to any SMS message you receive, or contact our customer support team at 763-241-3637 or service@elkriver.bank.